Saturday, December 27, 2008

Paying for College

The life of a college student is stressful. Although I do live at home with my parents and commute to class so I don't have to pay rent or room/board, I still have to pay tuition. On top of working nearly full-time - an average of 32 hours a week, I don't know what to do about making payments on time. I'm struggling to pay tuition, credit card bills which have some tuition and book charges, and I still have to pay my parents back for part of my car insurance. I'm sure I'm not the only who's suffering like this, but the reason it's so stressful and annoying because I've never been in a situation like this before. I should probably get another job so I can work weekends and be guaranteed at least a few hours a week because my current job isn't guaranteed hours. It all depends on how much work there is available, and January is often a slow month so I'll be working more like 15 hours instead of 30. It wouldn't hurt to go back to Giant (regional grocery store) to work a few hours a week there like I was over the summer. The extra $100 a week would definitely help financially even though the drama is overwhelming. A minor inconvenience is also going out of my way to get there and back.

My parents would help me pay for school but my dad is so anal about grades that I have to have B's or better in order for him to help me pay for school, which I think is total bullshit because it's an added layer of stress. I understand the logic of him getting good results or value for his money. On the flip side, I think it's the parents responsibility to help pay if they have the expectation that you get the a college degree as long as the proverbial we are making an obvious effort to do well. I've been in school for 5 years now and I'm ready to give up because it's been so long and I just don't have the money to pay for 2 more semesters. I'm so angry with my dad because of that. Yea, he wants me to do well but just because he doesn't agree with some of the choices my brother and I have made, we have to suffer. Our life and our choices whether he agrees with them or not need to be supported and he needs to realize that so we don't have to suffer anymore.

I may have to take out another student/education loan once I do the necessary research on lenders, where I can budget better, and getting another job or even a paid internship.

Thursday, December 18, 2008

Last Day of Finals!!

Ok, I don't think anybody reads this, and if they do I don't know about it because nobody ever leaves me comments about my posts. But then again, I don't post on a regular basis with anything interesting. and that is largely because I'm a full time college student at Temple University and I'm also working part time. I've been extremely busy this semester and the last thing I want to do is blog after sitting at work or in class all day and studying. I should actually be studying right now for a final exam that I have at 2pm today. I've tried. I can't concentrate. So hopefully this will get that out of my system and I'll be able to study for 45 minutes before leaving to get the train from home.

Living at home is much cheaper than living on campus or in an apartment. As much as I don't want to be living at home, I'm going to be that much less in debt once I graduate. I'm so fortunate that my parents are still letting me live at home, not charging me rent and helping me out with paying for school. I wasn't so lucky for 3 years because I had to pay close to $10,000 toward school out of my own pocket. It sucked that I had to work my ass of at work and school just to pay for school and stay on top of things. But since I quit my management job at Wendy's to concentrate on my schoolwork, I don't make as much so I'm struggling to pay for school this year. Fortunately they've been able to help me out so far. I just hope they can help me out even more for the spring semester than they did with the fall semester. I'll probably need about a $1k for the spring. The rest I might be able to come up with if I don't get called out of work for lack of available work.